Efa Othman

KLIK BANNER DI BAWAH UNTUK JOIN... Giveaway Cash RM100 by Qiya Saad for November 2017 Hadiah berupa CASH RM100 untuk 'Giveaway Cash RM100 by Qiya Saad for November 2017' ni  akan dibahagikan kepada 3 pemenang mengikut jumlah yang tertera kat bawah ni.   Pemenang Pertama RM50   Pemenang ke-2 RM30    Pemenang ke-3 RM20   Tarikh tutup GA ni pada 30 November 2017 dan para pemenang pula akan di pilih secara rawak. good luck uolls...

Hai ...Jom lah join giveaway ni. Kita support giveaway dari rakan blogger kita... Masih sempat lagi ni tau....  Tak Nak Sunyi Sepi Lagi GiveAway by ASTraveler Klik banner kat atas untuk join ye.... Wish me luck.....

Tips to Making The Most Out of Your Money on Your BTO Purchase In Singapore, buying your first Build-To-Order (BTO) flat may be one of the biggest and most important financial decisions that you and your spouse make in your lives. Despite having to adhere to multiple instructions before getting your first HDB BTO , the wait is definitely worth it. And as with most things in life, it is only natural to want the best for ourselves. Most people would ideally want the biggest flat, on the highest floor, the most central location, and preferably, near an MRT station. Spurred by reports from property websites on how a few HDB flats are being sold for more than a million dollars on the resale market, some homebuyers may adopt a flawed opinion that it may be okay to overspend for their first BTO flat launch because they would always be able to sell it at a higher price in the future. This is definitely not true as we can see many new launches in the market recently but the ove...

Hai.... Welcome November.  Sekejap je rasa masa berlalu. Dah nak sampai ke penghujung 2017. Aduh...tahun ni kan bilangan entri yang di update... huh... malas nak cakap. Kenapa la dengan kau ni Efa...  Actually, semangat nak update tu dah mula nak wujud, sebab dah dapat nak biasakan diri kat tempat baru.. (amboi ko.... Setahun baru dapat nak sesuaikan diri!!!) hahaha.... Sebenarnya serabut lah kepala ni dengan macam macam hal dan macam-macam perangai.... Ok,  sambung balik cerita tadi, baru dapat semangat tiba-tiba datang pula masalah lain... So,  camne ni?  Eh... Takkan sebab masalah tu ko tak nak update entri kan... Ok lah,  Efa rasa masalah yang baru nak wujud ni boleh handle kot..  Tak seteruk masalah sebelum ni. InshaaAllah.... Tapi kan kalau korang tengok blog ni tak berupdate, thats mean serabut lah kepala iolls ni tau.... Hehehe...  Ok... daaaa.....